Get Your Small Business up and Running With a Start up Loan

If you have ever dreamt of owning your own business I have some good news and some bad news for you.   I’m going to begin by giving you the bad news because that’s traditional. Every year thousands of budding entrepreneurs rush towards that halcyon dream of becoming their own boss and every single year an […]

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Are Financial Issues Making You Feel Anxious – Part 2

In last week’s blog we discussed the impact that financial stresses can have on our health and wellbeing and had a look at some of the most effective ways to cope with and manage this type of stress. We discussed the importance of recognising and confronting this type of anxiety, along with the importance of […]

Are Financial Issues Making You Feel Anxious? – Part 1

At some point in our lives, almost all of us suffer from varying levels of anxiety about our financial security. There can be any number of reasons; from an unexpected expense or an ever increasing cycle of incoming utility bills and static wages, or worse, looming concerns over job security. Whatever the reason and however […]

Preparing for Retirement

No matter what age you are today, time is moving on and you are growing older day by day and minute by minute and one day you will reach retirement age; at least you need to hope you will because contemplating the alternative isn’t much fun! So exactly how prepared are you for that great […]

Simplifying Your Finances

Life can be complicated and stressful in the modern world and the majority of us are endlessly juggling our work and home life to the extent that both tend to suffer at times. This is where practising minimalism can be your saviour, and never more so than when it comes to managing your finances. More […]

Private Healthcare – Is it worth it?

The NHS (National Health Service) was designed to provide medical treatment for everyone in the United Kingdom, irrespective of their ability to pay. Unfortunately, as the service is massively overstretched, there can be long waiting times for routine operations or appointments which can be a huge worry when you have loved ones who may be […]

How to Reduce Your Business’ Carbon Footprint

Given all the warnings about Global Warming, we all know that it makes sense to take care of the planet for future generations but do we all know how to do it? There are five major areas in everyone’s life where it is really simple cut down your carbon footprint and every single small step […]

Loyalty Card – Are they worth our loyalty

Originally Loyalty cards were introduced, by companies, as a reward for their regular customers to encourage them to keep using their store. Unfortunately, the technological age has meant that cards are becoming increasingly sophisticated and are now more akin to data collection devices; stores are able to track our spending habits and encourage extra spending […]

So You’ve Won the Lottery! Now What?

We have all, at one point or another, probably thought about what we would do if our numbers came up on the National Lottery or Euro millions. However, rarely do we consider the implications of a large win as we get caught up in dreaming about all the wondrous things we could buy during our […]

The Trouble With Borrowing…

Today’s society thrives on consumerism. We love to buy things – whether it’s clothes, gadgets, holidays or even cars and as human beings, we seem to crave the new. Unfortunately, continuous emotional marketing, by retailers, persuades us that we must have things that we frequently don’t even have a purpose for! Many of us have […]